Tom entered the insurance industry after graduating from the University of Maine-Orono in 1982. His experience ranges from the large international brokers to opening his own agency in 1991. He has the following industry designations, Associate in Risk Management (ARM), Accredited Adviser in Insurance (AAI), Certified Insurance Counselor (CIC) and is a Licensed Insurance Adviser (LIA) in the Commonwealth of Massachusetts. Tom is a licensed insurance broker in over 10 states.